Attention homeowners in Seminole and Seminole County: Need an appraisal?

The top reasons OK homeowners order from Carole & Company:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To cut their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a OK divorce, where property needs to be divided
Settle an estate in OK by determining the true market value of real estate in question

Own a house in or near Seminole, OK and need help deciding the price of it?
Contact Carole & Company.

At Carole & Company, we understand the individual needs of a homeowner seeking appraisal services. Our typical business clients get the appraisal process and the standard reporting formats. Being a regular homeowner that ordinarily doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to cancel PMI?

A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Carole & Company, we're seasoned in helping consumers just like you get rid of unwanted PMI insurance.

Challenge Tax Assessment

If you live in a region that is going down or not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Carole & Company is your perfect weapon.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Carole & Company can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.